Homeowners across the UK are unsurprisingly prone to making insurance claims for weather-related damage. Although such claims are commonplace, there are many other factors to take into consideration when buying general insurance. Along with accidental damage and property loss, you’ll also need adequate cover for fire, theft and vandalism. But it’s not as simple as ticking the boxes, finding the cheapest policy and buying it.
Prices and policies can differ massively from one insurer to the next, so don’t sign up for anything until you know what exactly you’ll be covered for. The amount of information can sometimes prove overwhelming, and should you find yourself bogged down with it all, it pays to seek expert advice from an independent financial advisor who will steer you clear of popular oversights such as value depreciation. They will also highlight the do’s and don’ts of value-boosting home improvements.
BBC Watchdog has, on numerous occasions, reported the shortcomings of many an inferior insurance provider whose allure has lead many unsuspecting consumers into a contractual agreement that barely covers them, if at all.. Beware, however, as for right or for wrong, whether the companies are legitimate but substandard, illegitimate and redundant or they’ve simply gone bust, there’s little help at hand if you’ve already signed on the dotted line.
Common complaints against insurance companies can stem from general incompetence, unjustifiable premium increases, drawn-out pay-out periods and seemingly meaningless no-claim bonuses. However, the number one customer complaint is that substandard customer service team members show no real interest in problems, fail to return calls, make excuses for shortcomings, lose paperwork and dispute critical verbal agreements.
Market-leading brokers such as www.kwik-fitinsurance.com specialise in general insurance for you, your car and your home, and have proved their superb levels of customer satisfaction since 1995. This is the kind of insurer profile you need to find. Reputability and reliability are strong traits indeed, and when combined with a 12% online discount, new-for-old contents cover and £500 toward replacement locks, freezer contents and garden contents. Competitive deals such as these are hard to beat.
Comparable companies may propose similar offers that upon closer inspection actually hold no real value, and it’s just as important to be aware of these heavily advertised empty offers and cheap gimmicks as it is to know the ins and outs of the small print. You could be offered a 90% discount on the price of your general insurance but you’re unknowingly contractually obliged to sign up to 10 more policies, or you get offered the deal of a lifetime that’s undone almost instantly, thanks to the pesky small print.
Kwik Fit insurance strives to go the extra mile for customers. We’ve proved competitive against big name insurers, but what we’re really proud of is the fact that, whilst dealing with over 10 million calls annually, we’ve developed into an award-winning outfit with dedicated customers who know they can rely on us all day every day. To get a quote or to learn more, why not visit the Kwik Fit insurance website? You can find out more about us here.