There are few things more frightening or damaging than a fire to your home. So it pays to make sure you have the right home insurance in place just in case the worst happens. Of course, prevention is better than cure, so take a look at these tips – they will help to keep your home safe from fire.
And if you don’t already have a policy in place, look online today to get home insurance quotes.
A huge amount of household fires are cooking related. This is why it’s worth taking certain steps to reduce the risk of one happening in your home. A build up of food and fat on ovens, hobs or grills can set light and start a fire – so make sure you keep them clean. And with toasters too, make sure they’re free from grease and crumbs.
Check that electrical leads aren’t hanging near your cooker or hob – and keep anything flammable away too, like gloves or tea towels. And if you’re using a microwave, don’t put anything metallic in it as it can catch fire.
When you’re cooking with oil, take extra care. Never fill the pan any more than a third full – and by all means, don’t put water into hot oil
Too many electrical items in one socket can overload it, which can lead to overheating. Try to keep one plug per socket. And regularly check cables and plugs for wear or poor wiring, as they can be a real danger.
Believe it or not, smoking at home can be a dangerous activity. So if you’re a smoker, make sure cigarettes are put out and properly disposed of.
It’s a similar rule of thumb for candles. If you’re using one, make sure it’s secure in a fireproof holder, away from flammable items, like curtains and newspapers.
On a hot day, sunlight bouncing off mirrors or magnifying glasses onto flammable objects, like curtains or paper, can start a fire. Take a look around your house on a sunny day to see if you are at risk and move anything that could be a fire hazard.
When you go to bed at night, get into the habit of shutting your house down. Switch off and unplug all electrical appliances (except the ones that you’ll need through the night, like the fridge and freezer). Check that any candles or cigarettes are properly extinguished. And check that the cooker, hob and heaters are all off too. And, just in case a fire breaks out, make sure every door in the house is shut. This could help slow its spread through the building.
Finally, the simplest way to cut the risk of a fire getting out of control in your home is to fit a fire alarm. They’re cheap – and they could save lives.
Taking steps to prevent a fire in your home will help to give you extra peace of mind. But also remember to check that your contents and buildings insurance is up to date too, so you’re prepared should the worst happen.